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Green Machine Financial Services is committed to protecting our customers’ privacy and security. This Privacy Statement explains our information collection and sharing
practices. It identifies the sources from which we collect nonpublic personal information about you, details the measures we take to secure that information, and
describes the information about you that we may share with our affiliates and with nonaffiliated third parties. Finally, this Privacy Statement explains how you can
exercise your privacy rights by electing to opt-out of certain information sharing practices that we would otherwise apply to your nonpublic personal information.
DEFINITIONS
- We, our, and us each means Green Machine Financial Services.
- You and your each means all of our past and present customers. A customer includes any consumer who has applied for or obtained a financial product or service from us.
- Nonpublic personal information means information about you that we
collect when we provide a financial product or service to you. Nonpublic
personal information does not include information about you that is available
from public sources, such as telephone directories or government records.
- Affiliate means a company we control, a company that controls us, or a
company that is controlled by the same company that controls us.
- Nonaffiliated third party means a person or company that is not one of our
affiliates.
- Opt-out
means your election to prevent us from sharing nonpublic personal
information about you with our affiliates or with nonaffiliated third parties,
subject to the exceptions described below. You can exercise your right to opt out
by completing, signing, and mailing the Opt-Out Notice attached below.
INFORMATION COVERED BY THIS PRIVACY STATEMENT.
This Privacy
Statement applies to all personally identifiable financial information about you that
we obtain when we provide or consider providing a product or service to you. It
covers the information we collect about you either during the course of our
relationship or after the relationship has ended.
OUR COLLECTION OF YOUR INFORMATION.
We collect nonpublic personal
information about you from your credit application, credit reporting agencies, and
your transactions and experience with us, our affiliates, and nonaffiliated third parties.
Personally Identifiable Information.
Some of the information that Company collects when you provide it to us in conjunction with Your registration for Company's services may include Personally Identifiable Information. Personally Identifiable Information is unique data about an individual used for identification and communication purposes.
If you opt in to our loan matching service, third party lenders (hereinafter "Participating Lender(s)") will also collect Your Personally Identifiable Information when you provide it in conjunction with their own application process. Company may also collect Your Personally Identifiable Information when you communicate with us via email or telephonically. Personally Identifiable Information includes, without limitation, Your first and last name, date of birth, email address, zip code, state and city of residence, street address, length at address, driver's license number and state of issuance, home/work/mobile telephone number(s), social security number, financial information, employment information and military status. No sensitive health information is collected. If You do not provide requested Personally Identifiable Information, You will not be able to access or use Company's services.
OUR SAFEGUARDING OF YOUR INFORMATION.
We restrict access to nonpublic
personal information about you to those of our employees who need to know such
information in order to provide a product or service to you. We also maintain
physical, electronic, and procedural safeguards that comply with federal standards
designed to safeguard your nonpublic personal information. Finally, we prevent
unauthorized access to your nonpublic personal information by regularly assessing
our security standards and privacy policies and by regularly training our employees
and requiring our vendors to comply with those standards and policies.
OUR DISCLOSURE OF YOUR INFORMATION.
Subject to applicable state law and
your opt-out rights described below, we may disclose nonpublic personal information
about you to affiliates and to nonaffiliated third parties. If applicable state law is
more restrictive on us than the information sharing policies described in this Privacy
Statement, then our information sharing policies will conform to the more restrictive
state law. For example, if applicable state law requires us to obtain your consent prior
to disclosing nonpublic personal information about you to affiliates or to certain third
parties (i.e., an “opt-in” requirement), then we will not disclose your nonpublic
personal information to such persons – even if you do not exercise your opt-out rights.
THE TYPES OF INFORMATION ABOUT YOU WE DISCLOSE.
We may disclose
the following types of nonpublic personal information about you: name, address,
home and work phone numbers, e-mail address, social security number, time at
residence, source and amount of income, and payment history.
THE TYPES OF PERSONS TO WHOM WE DISCLOSE YOUR INFORMATION.
We may disclose nonpublic personal information about you to the following types of
our affiliates: Financial service providers such as loan companies, and their related
service companies. We may also disclose nonpublic personal information about you
to the following types of third parties: credit reporting agencies, collection agencies,
bad debt buyers, banks, consumer and mortgage loan companies, check cashing
companies, tax preparation service providers, and refund anticipation loan companies.
Finally, we may disclose nonpublic personal information about you to persons who
collect data on certain segments of the consumer finance industry, such as marketing
companies, academics, trade associations, and professional firms.
YOUR RIGHT TO OPT-OUT OF OUR INFORMATION SHARING PRACTICES.
You have the right to block our disclosure of certain nonpublic personal information
about you with affiliates and with nonaffiliated third parties, subject to the exceptions
described below. We call this your right to “opt-out.” Your election to opt-out of our
information sharing practices will apply to all products and services you receive from
us, including marketing from our affiliates. If you have previously opted-out of our
information sharing practices, we will continue to honor that opt-out; you may, but
you need not, opt-out again. Also, if you have a joint account with us, an opt-out
instruction given by one account owner will affect all owners of the account. To optout,
follow the instructions contained on the Opt-Out Notice below. You will check
the appropriate box or boxes, sign the notice, address and stamp your own envelope,
and mail the card to us by ordinary mail.
INFORMATION WE MAY SHARE EVEN AFTER YOU OPT-OUT.
Your election
to opt-out will not block our sharing of nonpublic personal information about you
with nonaffiliated third parties that perform marketing services on our behalf or with
financial institutions with whom we have a joint marketing agreement. This
nonpublic personal information includes the following types information about you:
name, address, home and work phone numbers, e-mail address, social security
number, time at residence, source and amount of income, and payment history.
Additionally, your election to opt-out will not prevent us from disclosing to our
affiliates the information we obtain from our transactions and experience with you,
and will also not apply in certain circumstances, such as if you currently do business
with one or more affiliates or if you as to receive information or offers from them.
Finally, we will continue to make certain other disclosures of your nonpublic personal
information that are permitted or required by law.
NOTICE OF FURNISHING NEGATIVE INFORMATION.
We may
report information about your account to credit bureaus.
Late payments, missed payments, or other defaults on your
account may be reflected in your credit report.
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OPT-OUT NOTICE
You may opt-out of our information sharing practices by (1) checking the appropriate box or boxes below (check each box that applies), (2) detaching this form
along the perforated line above, and (3) mailing this Opt-Out Notice to us at the following address:
Green Machine Financial Services
920 Greenwald ct #500
Mukwonago WI 53149
Do not share nonpublic personal information about me with your affiliates, other than nonpublic personal information relating to your transactions and experiences
with me.
Do not share nonpublic personal information about me with nonaffiliated third parties, other than as permitted or required by law.
Signature: ________________________________________
Street address: _________________________________________________________________________
Name: ___________________________________________
City and state: _________________________________________________________________________
Date: ____________________________________________
Social security number (or most recent transaction number): ____________________________________
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